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If you have good or better
credit apply for one of our featured credit cards based
on your individual needs, or get a
secured credit card to rebuild your credit. You
can also open a new debit or prepaid card account if you
just need the additional identification and a way to
make purchases online.
Defining the difference between a Prepaid
or Debit Card, and a Secured Credit Card. Both
cards require you to add money to an account. In
the case of the Prepaid Card, the funds you add are your
available funds to spend. When the available funds
are low or depleted, you have to add more funds to the
card. For the Secured Credit Card, it's just like
a regular credit card but you open a savings account
with the issuing bank which establishes your credit line
on the new secured card. The savings account acts
as security against your new credit card for any reason
that might result in default. That's why it's
referred to as a Secured Credit Card. There are
several pros and cons for each card type so we have
illustrated some of them below...
| |
Debit Card |
Secured Card |
|
Builds
Credit |
No |
Yes |
|
Guaranteed
Approval |
Yes |
Yes |
|
Savings
Account Required |
No |
Yes |
|
Minimum
Deposit to Start |
No |
Yes |
|
Interest
Charged |
No |
Yes |
|
Balance
Transfers and Intro Rate |
No |
Some |
|
Credit
Lines up to $10,000 |
No |
Some |
So take a look around. We could claim that we have the best credit card offers
available on the internet like all the other service
providers - but we will go ahead and tell you that
everyone provides the same offers across the board.
The card issuers provide the card offers, and service
companies like ours present them to the general
consumer. All the same...
If you have questions, please do let us
know. We greatly appreciate your coming to our
website and checking out our offers. We hope we
can be of assistance.
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